Will i have to pay the full tuition all 4 years at my dutch university?

I am going to study in the Netherlands this fall. I am an international student from the us and I have to pay the full fee amount. I am just trying to figure out if there would be a way to have that lowered my last 3 years? I can t get funding from here in the states, and I know a lot of lenders dont lend to international students because there is a high chance that they will not pay it back. So I am just trying to get some answers or advice.