Do I have to have insurance on a car dont use ? Its just parked at my garage?

Old Man Dirt

If the car has a lien on it- yes. But only comprehensive. If the car is paid for and in a garage most local authorities don't worry about it. If it is inoperable in some places that could cause problems. Keep in mind any damage done to the car sitting in the garage will not be covered. But with comprehensive insurance it might be. To give an example if the car is not insured and the garage catches fire it might be a total loss. If the car has comprehensive insurance and the garage burns then some compensation might be expected.

Ron

Interesting trolling. There's another blue faced troll with a similar question

pearlmar

Basic requirements State laws determine the minimum requirements for auto insurance -- and most require minimum amounts of liability coverage, which protects other drivers from your negligence. Minimum liability insurance includes: "Bodily injury coverage per person you injure in an accident. Bodily injury coverage per accident. Property damage coverage. Even if you rarely or never drive your car, you'll have to buy liability insurance in the amounts your state specifies so you can register your car."

Bertsta

Depends on your local laws and if having valid insurance is a condition of registration, but assuming not, if the car is not in use then you don't need to insure it. Just make sure it is covered under your home policy if it has any value.

Yas

Nope

Gwen

If you never use it, I think it's a waste to get insurance for it.

dtstellwagen

Depends on your local laws. In some locations it is subject to hulk laws and impounded if not licensed, you may not be able to license without insurance.

Donald K

If it's registered, yes. In some states.

Stephen

No

Alsaamir

No only when you get ready to go on the road even then if your making a quick run 9/10 no ones gonna pull you over if your not driving reckless...