I been in a house less than two months and the ceiling is leaking is it covered by home insurance?
Eva
Ceilings don't leak. You have either a plumbing problem or a roof problem. If you had a home inspection before you bought the home, you may have some recourse there. The first thing is to isolate the problem, then call your insurance company.
Sheri2271
you would need to check with your insurance company
Simply
do you own? homeowners insurance might cover damage from the leak, but not the leak itself. if the roof is bad, you can look into if the seller knew and was required to disclose or if your home inspector should have noted it and failed and could try to hold them liable.
StephenWeinstein
Generally, no. If it is leaking because of a specific, sudden event that first began after you bought the house, such as a tree falling on the roof, or an airplane crashing into it, or lightning striking it, then maybe. But if this is either an existing leak that was leaking before you bough the house, or a leak that was developing gradually over time, then definitely no.
Judy
check with your agent. Depends on why it's leaking. If it's just deterioration, probably not.
Mamawidsom
Do you mean a warranty? Insurance doesn't generally cover failures inside the house, normal wear, or construction issues. Sometimes buyers get a home warranty when they purchase to cover things just like this. If is it new construction, there is probably some kind of builder's warranty as well. Ready your paperwork, read your insurance policy. Call your real estate and insurance agents if you can't find this out from your paper work.
p
Ask your home insurance company, or read your insurance papers.
real estate guy
Depends on what the leak is from.
Slumlord
You can call your insurance agent and ask but if its a minor problem then I'd just fix it myself, not worth them possibly raising your rates down the road. If the roof is old and clearly needs to be replaced, then they probably won't cover it and again you need to handle it.
Maxi
Read your home insurance policy or call and ask them
Anonymous
If its the plumbing, no. If its the roof, possibly. Call your insurance agent after calling the roofing guy to inspect. You may just need a small repair instead of a more expensive replacement.