Can my mom cash my inheritance check without me knowing?

So my grandmother recently just passed away and I was the beneficiary (I’m 18). My mother keeps saying how when I get the life insurance check in the mail, she’s gonna deposit it into her account and won’t let me have any of it. Is there anyway where she can deposit it even tho it will have my name on it and I don’t approve of her depositing it? What can I do so that she can’t do that?
Answers

ChicaChica

Is there a lawyer involved or an executor? We're you named in the will? If so I don't think she can legally do that. Your mom sounds like a selfish person.

hotstuffktr

I'm guessing you have a joint account. Meet with the Bank Manager and share your Mom's threat. Ask to be removed from the joint account, and set up one of your own.

Shane

You are 18 and a legal adult in the USA. Go to your Bank and talk to the Officer dealing with accounts. Explain your concern, and ask for the Bank's position on disposition of the inheritance check, if issued in your name. If there is any chance your mother can have it go into her account, you should seek the services of an Estate Lawyer. Don't hesitate seeing one, they can take a percentage for fee, but they will get your inheritance in your possession. Then, once in your account and possession, move out, rent a place, or get a hotel room temporarily. Then pay your mother a reasonable amount for whatever you think you owe your parents. Good luck.

Arimatthewdavies

You need to go to your grandmother's probate hearing and make the judge where that you are 18 years of age and if you are mentioned in the will that you want the court to make sure that you get your inheritance in your hand not your mother! Notify the insurance company immediately! First by phone call then overnight certified mail that you want the check mailed directly to you and get a post office box that you can have it mailed to! Inform your mother immediately unless she is named as the executor of the will by the court by certified mail that she is not under any circumstance to cash your check or handle your financial affairs and if she does that immediately go to the sheriff's department! And have your mother arrested for forgery make her give the money back don't play games this is not the time to let yourself be stepped on. If you're talkin substantial money here immediately contact a lawyer. And tell him what's going on.

Mar7io

Call the lawyer or the insurance company directly and tell him you'll pick it up yourself! If he cannot or they cannot intervene tell them the address has changed. Run out fast and get yourself a pobox at post office or other mailbox place! Also, since your mom wants to act this way and you are 18 by the way - you really need to move out now. If I were you I would cover all these based I suggested AND take a trip to her bank and very calmy and diplomatically talk to the bank manager and carefully tell him what is going on and IN NO WAY SHOULD THEY ACCEPT YOUR CHECK TO BE DEPOSITED BY HER! your grandma left it to you for a reason and not her. If your mom gets pissed and disenfranchises you - oh well. Her problem. Your 18. I know you love your mom but most mother's would not do what she is threatening. Give her a little cash and go! Don't fall for the crocodile tears. Move out asap!!! Far.

Steve B

Put a hold on your mail. Go to the post office to claim your check. You may also want to talk to your bank. If your mother is on good terms with your bank, they may do her a favor.

oklatom

Not unless you sign the check and allow it.

Anonymous

Life insurance does not have to go to an Attorney or anywhere but to the beneficiary, you. You could go to the post office and ask for an immediate hold to be put on YOUR mail and if this comes in your name then they will hold it until you go and pick up your mail. We do not know how much the check will be for or if it would even cover an Atty only you can decide that.

e9601:

Do NOT sign the check over to her. Contact the bank and explain the situation to them. You're an adult now, move out asap. This is your money. Your mother sounds jealous and greedy. Good luck.

Glo

Not legally if the check is made out to you. I would think the lawyers would be giving the check directly to you. That’s what happened with my husband. He had to go to the lawyers office handling the estate and sign for his check. Might have just been how this lawyer handled it, I honestly don’t know. Like others have said, contact the lawyer handling the estate.

thegreatone

If you're 18, and your grandmother sent the check to you, no, your mother cannot take the money. That's theft. Now, if you had been a minor, your mother could do that. But, since you're now an adult, she cannot do that, and it's considered theft. If she does that, and we all know she will, take her to court.

Bill G

If the check has your name on it and she tries to cash it or deposit it you can file a criminal complaint against her for fraud.

babyboomer1001

If it is made out to you, ONLY you can cash or deposit it. Make sure you do that in your "own" account, with nobody else named on the account. If it is made out to you AND your mother, then you will both have to sign the back. Do it in person at the bank and tell the teller to put your half in your "own" account - have the deposit slip already filled out. How to deal with your mother. Tell her it is "your" money and if your grandmother intended for any of that money to go to her, she would have had two checks written, one for each of you. Be strong. It sounds like your mother needs to be told point blank. It is not her money.

Eva

The bank should not let her deposit a check made out to you into her account. That said, she could forge your name as the endorsement. There is paperwork that has to be filed with a copy of the death certificate in order for the check to be issued. You could contact the life insurance company and have them wire the proceeds directly to your account. At 18, you can have your own bank account without your mother's permission. You could talk to someone at your mother's bank and let them know that she might bring in this check and you have not given her permission to deposit it in her account. The bank can't guarantee that it won't happen though. Third, try to get the mail before your mother does. If by some chance she does manage to take it, you need to report it to the police.

Anonymous

She can deposit the check in her account but not really legally. You are 18 so unless there is some reason we don't know about its your check and you can file charges agents her.

audrey

If it's made out to you and she takes it you can have her arrested. Which is what I would do.

Ghost Of Christmas Past

You file a police complaint that she has stolen your money.

jayden

Have to ask a company related to that subject not to sure

NewIntheCity

I do not think so.

Flower

she's your mom so she can do anything

Ethan Shields

no its against the law where your an adult

Silly

Of course Not

Jerry S

contact the post office and place a hold on your mail, then pick up the check yourself. do not let your mother have or see the check.

robertj

When a check is payable to you, you’re the only person who can do anything with it. If you don’t want to cash a check yourself or depositing the check is not an option, you might be able to sign the check over to somebody else. That person would then deposit into their account or get cash.

Terry

Notifiy the cops, put a restraining order on her, and tell her if she tries it she will be arrested. Then do it.

Linda

Do NOT endorse the check, over to her. Put it in your banking account.

Anonymous

No. Nobody, including your mother, can legally cash or deposit a check into an account not associated with you that was made out to you. You have to sign the check. And if you don't then nobody can cash/deposit it unless their either forge your signature, or the bank teller just misses it. You should speak with a lawyer. You should also advise the bank's manager that your mother is intending to cash a check made out to you. You could avoid all of this and open up a P.O. box and have the check mail to the P.O. box instead of your home. As it's been said by others, legally no one can cash/deposit a check that is made out to you without your signature. However it does happen. If you're mother is really going to go through with this, advise her that of the legal ramifications, including YOU suing her in court or her being arrested at the bank. This should be the last resort as it could easily get really ugly and kill your relationship with your mother.

SorryWinnie

Can't you go to court for this? I just wanna know if it is vital enough.

Aga

You need to ask for a copy of your grandmother's Will. Your inheritance might have conditions regarding when you have access (maybe over a certain age) and who she has named as trustee of your inheritance.. Your mother might be acting correctly. If you have a joint account and your mother is paying your inheritance now, in accordance with the Will, I think the cheque can be deposited into any account which you can deposit into If you don't wish your mother to have access to the money you'll need to transfer it into a bank account of your own. But still there could be restrictions on what your grandmother wanted you to do with the money and your mother might be involved in safe keeping the balance and overseeing any investments. You do need to see the Will and have a proper talk with the Executor of the Will (which could be your mother?).

Anonymous

If your name is on the check, she can't legally cash it.