For tax purposes, can I claim I’m insured even if it doesn’t cover state I live in?

I am fully covered under my fathers health insurance, but do not live in the range that it covers. Do I have to pay the health insurance penalty if this is the case?

Answers

Flower

You want to deduct your father's insurance premiums on your tax return? Is your father willing to let you do that instead of him? If your health insurance does not cover you in your state, that is one reason why not.

StephenWeinstein

You are still insured and do not pay the penalty. The form only asks whether you have coverage. It does not ask whether you can use the coverage conveniently.

Sheri2271

If you are covered then you are covered

Beverly S

If you are covered you do not have to pay the fine.

A Hunch

Yes, you are covered for 2018 as long as your father had coverage on you. His insurance provided emergency services anywhere in the USA allowing you to meet coverage requirements.

babyboomer1001

No. You are NOT covered. Your father may as well cancel his insurance on you.

James

they got rid of the penalty

marty

No more penalty, 2018 was the last year

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