Do insurance cover foundation damage caused by tree roots.?

Anonymous

You'd have to check with your agent and read your policy. Highly unlikely.

car253

No. Tree Roots are NOT covered. You need to trim or remove your own tree roots.

Insurance Pickle.com

Assuming a tornado yanked the tree from the ground and dropped it on the foundation. Otherwise...I'm guessing not.

AlCapone

Not likely because the damage is not the result of an accident or weather event.

TedEx

No.

Anonymous

No. It only covers sudden and accidental things. It takes years and years for tree roots to damage a foundation - not sudden, not accidental, and completely forseeable.

Casey Y

If the tree were toppled by the wind in a storm and the roots caused damage...perhaps. If its just the roots growing too close to the foundation and the subsequent damage, that's wear and tear....meaning its not covered.

StarShine

Most likely not but you'd have to read the details of your individual insurance policy. They're all different.

babyboomer1001

READ your contract or call the agent and ask. How can you expect us to know what "your" contract covers?

STEPHEN

No. That's why application forms ask about trees near the property.