I have around 610 credit score is that good enough credit to get a good job?

Anonymous

That's not good credit, and I didn't know jobs required a good credit score. They usually want a resume that shows the experience you have in the job your applying for

exactduke

Sure why not?? Most places are more interested in your education and experience. And not your credit report.

Captain Matticus, LandPiratesInc

I've never had a company request my credit score when they were considering me for employment. The closest I ever got to that was when I had to submit my credit history in order to get unescorted access in a nuke plant (and that was just to determine whether or not I had a bad financial history that would make me a prime candidate for exploitation by somebody who'd want to bypass security at a nuke plant).

Rebecca

There are *some* jobs that consider a credit history in order to get a job. That doesn't mean that poor credit, or fair credit, such as you have, will keep you out of a job per se. Maybe you have a 610 score, but you only have, say, $1000 worth of debt. Compare that to the person who has a 700 score with $80,000 in debt. If I were a bank, I'd hire you over the 700 person all day, every day, because the person who has $80,000 in debt a bigger risk to me than you are. The reason some companies look at credit history is for that reason: Are you at risk for being bribed? Stealing? But more goes into that than just a credit history. A 610 score, I believe, is "fair" credit; not good, not poor, but fair. That shouldn't keep you out of a job, not even one in which they look at your credit history. But take heart, it is not difficult to raise your credit score, it just takes time. Make sure you make your payments on time, every month. If you can pay more than the minimum on your credit card, assuming you have one, do it. Don't use your credit card for trivial things, like snacks at the gas station or a new pair of fancy shoes. Use it for emergencies. Save and use cash for the things that you can. The most optimum credit scenario is to only use 1/3 of your available credit. If you have a credit card with a $1000 limit, keep that limit to around $300 or $400 so that your "available" credit is $600 or $700. That is the most optimum. Obviously this is hard to do, but if you can do it, it will help you raise your credit score tremendously. Don't go an apply for lots of credit. Every time you apply, you get a negative hit on your credit and it causes your score to go down. Again, use CASH as much as possible, and ALWAYS make your payments on time. In the end, credit is nothing more than borrowing someone else's money so you can have what you want/need now. So consider that you are paying back that loan every time you make a payment. The way you show that you are trustworthy with someone else's money is to always pay it back on time. Good luck!

MadMan

Your credit score is not relevant to getting a job.

Casey Y

Depends on the job...

nt

Lots of jobs don't check credit scores. Like McDonalds. Take the minimum wage job and be grateful. You will be getting overpaid.